Buy cryptocurrency with a credit card by clicking Buy Crypto on the main page or once you log in, choose the cryptocurrency you wish to buy and click Deposit.

With Mercuryo you can buy cryptocurrency with a credit card.

Step 1: Define the Amounts

Enter the desired amount in local currency (choose from EUR, GBP, USD, RUB, TRY or UAH) and choose the cryptocurrency you wish to receive.

The amount you will receive in Bitcoin (BTC), Ethereum (ETH), DAI, Bitcoin Cash (BCH) or Tether USD (USDT) is displayed next to the Mercuryo payment method.

Step 2: Choose the Payment Method

Use method of payment Mercuryo credit card (Visa or Mastercard).

Once you click the “Buy Now” button, you will be asked to do a simple verification of your mobile number and email.

Step 3: Review Your Purchase, Enter Payment Details and Make Payment

After successful mobile number and email confirmation, you will be asked to fill in your credit card details. Your order summary is constantly displayed on top of the page and your wallet address is pre-filled.

*One-Time Step: Verify Your ID

Follow the instructions on-screen. Once you successfully provided all the information, submit your verification.

*Your first purchase may require identity verification.

Order Summary

Summary of your order will be sent to your email address, and Deposit will be shown in your Network Transactions in your Wallet.

The cryptocurrency you bought will become available in your balance after the confirmations on the cryptocurrency network.


What is Mercuryo

Mercuryo offers a safe & smooth payment gateway for cryptocurrency purchase with a the bank card. Provides maximum security for card data and customer details.

What fiat currencies to crypto does Mercuryo support?

Mercuryo supports the following fiat currencies:

EURO - Euro
RUB - Russian rouble
USD - US dollar
GBP - British pound
TRY - Turkish lira
UAH - Ukrainian hryvnia

What cryptocurrencies does Mercuryo support?

Mercuryo supports the following fiat currencies

Bitcoin (BTC)
Bitcoin Cash (BCH)
Ethereum (ETH)
Tether (USDT)

What are the fees?

Mercuryo charges 3.95% when you buy crypto.

What are the limits?

Mercuryo limits:


Maximum transaction amount of 2000 EUR
Daily limit per account 5000 EUR
Weekly limit per account 15000 EUR
Monthly limit per account 15000 EUR
Number of card transactions per day: 10
Transaction limit per 1 card per month 10000 EUR

Limits can be increased upon request via Mercuryo support.

Is there a minimum purchase requirement?

The minimal amount of crypto purchase is 10 USD.

Is user KYC required?

A successful verification is necessary for using Mercuryo wallet. “Know Your Customer” (KYC) and “Anti-Money Laundering” (AML) regulations require us to learn more about our clients' identity before letting them use our services. We accept ID cards, passport and driving license.

What are the payment methods that Mercuryo support?

Mercuryo accepts ONLY Visa and MasterCard - virtual, prepaid, debit, and credit cards. Mercuryo doesn't accept Maestro cards, doesn't support PayPal and Revolut cards at the moment. We only process bank cards and we do not accept any other payment methods, such as WIRE or SEPA transfers.

How long does it usually take to process the payment?

The processing speed can take from 5 to 20 minutes, depending on how long it takes for transactions to be included in the blockchain. Most orders are processed in just a few minutes.

ETH is processed within 5-10 minutes after a successful charge from the bank card, BTC takes sometimes longer to be executed due to the protocol of the first crypto currency.

Why are funds debited before the cryptocurrency is credited?

When you try to buy crypto for the first time - your bank reserves the requested amount; that amount is then put on authorization hold or pre-authorization state.

This is done to ensure that the card owner has sufficient funds, while we verify your transaction. Once the bank reserves the requested amount - Mercuryo reserves the crypto and provides you 30-40 minutes in order to pass KYC. As soon as you complete KYC - Mercuryo deposits/sends your crypto.

If you fail the verification for some reason or you're not able to complete it on time - your payment is automatically canceled and your bank releases funds back to your card. This process might take from 1-2 hours up to 3 business days (weekends not included) due to your bank's terms and policy."

Is it possible to receive a refund?

Due to the irreversible nature of cryptocurrency transactions, we do not offer refunds.

What should I do if my Fiat currency is not on the list?

Mercuryo automatically converts your currency into the selected payment currency and the bank will make the exchange. Please consult with your bank, additional fees might apply depending on your banks exchange policy

What should I do if I have problem with transaction?

If you have problem with transactions please write an email to Mercuryo support

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Author: Team